Terms of Service.

1. Acceptance of terms

By accessing and using SkillMint ("the Platform"), you accept and agree to be bound by these Terms. If you do not agree, please do not use the Platform.

2. Use license

Upon purchase, you are granted a personal, non-exclusive, non-transferable license to access course content for your own use. This license does not include:

• Sharing your account credentials with others
• Downloading or recording course content (unless explicitly allowed)
• Reselling, redistributing, or publicly displaying course materials
• Using course content for commercial purposes without permission

3. User accounts

You agree to:

• Provide accurate and complete information
• Maintain the security of your password
• Notify us immediately of any unauthorized use
• Be responsible for all activities under your account

4. Payments & refunds

Methods: PayPal, major credit/debit cards, and Bitcoin. All prices in USD.

Refunds: We offer a 30-day money-back guarantee. If you haven't completed more than 30% of a course and it's within 30 days of purchase, contact support for a full refund.

Bitcoin payments: Crypto payments are final and non-reversible. Ensure you send the correct amount to the provided address.

5. Intellectual property

All course content — including text, videos, graphics, logos, and software — is the property of SkillMint or its content creators and is protected by copyright and intellectual property laws.

6. Prohibited activities

You agree NOT to:

• Violate any laws or regulations
• Infringe on intellectual property rights
• Transmit malware or harmful code
• Harass, abuse, or harm other users
• Scrape or data-mine the Platform
• Attempt to gain unauthorized access to systems

7. Educational disclaimer

Important: Course content is provided for educational purposes only and does not constitute financial, legal, or professional advice.

Trading courses: Trading and investing involve substantial risk of loss. Past performance does not guarantee future results.

Cryptocurrency courses: Crypto markets are highly volatile. Do your own research and consult qualified advisors before making investment decisions.

8. Limitation of liability

To the maximum extent permitted by law, SkillMint and its instructors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform or course content.

9. Account termination

We reserve the right to suspend or terminate your account for conduct that violates these Terms or is harmful to users, the Platform, or third parties.

10. Changes to terms

We may update these Terms from time to time. We will notify you of significant changes via email or Platform notice.

11. Contact

Questions about these Terms? Email us at legal@skillmint.online.